A goal that looks affordable today may cost significantly more after years of inflation. This planner shows the inflated future cost and the SIP required to bridge any shortfall.
How to use the Inflation Cost & Wealth Planner
- Enter the present-day cost of your goal (education, retirement, etc.).
- Enter the number of years until you need it and your assumed inflation rate.
- Add any current savings and your expected investment return.
- See the future cost and the monthly SIP needed to close the gap.
Why use FreeToolsNets's Inflation Cost & Wealth Planner?
- 100% free, with no usage limits and no account required.
- Everything runs locally in your browser — nothing you type is uploaded or stored on a server.
- Works on desktop, tablet and mobile in any modern browser.
- No installation, no plugins, and no ads blocking the tool itself.
Frequently asked questions
What inflation rate should I use?
6% is a commonly used conservative planning assumption in India, though category-specific costs like education can run higher.
Are these projections guaranteed?
No — both inflation and investment returns are estimates; treat this as a planning guide, not a guarantee.
Is this tool free to use?
Yes, completely free on FreeToolsNets, with no sign-up and no limits.
Is my data sent to a server?
No. Everything runs locally in your browser using JavaScript — nothing you enter is uploaded anywhere.
Does it work on mobile?
Yes, the widget is fully responsive and works on phones, tablets and desktops.