An employee's salary is only part of what they cost a business. This calculator adds employer PF, gratuity provisioning, insurance and desk overheads to give the real annual cost.
How to use the Employee CTC Cost Calculator
- Enter the employee's basic salary and allowances.
- Add insurance, desk/infrastructure cost and any bonus.
- The calculator adds employer PF (12%) and gratuity provisioning (4.81%) automatically.
- Review the true annual and monthly cost.
Why use FreeToolsNets's Employee CTC Cost Calculator?
- 100% free, with no usage limits and no account required.
- Everything runs locally in your browser — nothing you type is uploaded or stored on a server.
- Works on desktop, tablet and mobile in any modern browser.
- No installation, no plugins, and no ads blocking the tool itself.
Frequently asked questions
Why is this higher than the offered salary?
Because it includes employer-side costs (PF, gratuity, insurance, overheads) that don't appear on the employee's payslip.
Is gratuity paid every year?
No — gratuity is only paid after 5 years of continuous service, but it's provisioned annually as part of CTC.
Is this tool free to use?
Yes, completely free on FreeToolsNets, with no sign-up and no limits.
Is my data sent to a server?
No. Everything runs locally in your browser using JavaScript — nothing you enter is uploaded anywhere.
Does it work on mobile?
Yes, the widget is fully responsive and works on phones, tablets and desktops.